Розглянуто зміст поняття інвестиційного ризику з точки зору інвестування у розвиток персоналу підприємства. Визначено особливості оцінки ризиків, притаманних таким інвестиціям, та проаналізовано класичні методи оцінки ризиків щодо можливості їх використання для оцінки досліджуваного виду ризиків.
Рассмотрена суть понятия инвестиционного риска с точки зрения инвестирования в развитие персонала предприятия. Определены особенности оценки рисков характерных таким инвестициям, а также проанализировано классические методы оценки рисков относительно возможности их применения для оценки исследуемого вида рисков.
In the article, we study the main approaches to the assessment of investment risk aiming to find the most appropriate method for estimation of risks of the investment in personnel development considering the human factor. We analyze the pros and cons of the existing methods. As a result, we suggest using the combination of expert and ranking methods as it provides wide opportunities for risk factors analysis in the sitiuation of data scarcity, in spite of the methods" limitations of the subjectivity of expert judgments that can, however, be reduced by some of the advanced expert methods. Additionally, we consider the application of the analytic&al method that provides factor analysis and a foundation for the further risk management of these factors. The use of the statistical group of methods, although promising, is not feasible in practice yet because of the paucity of required data and di&fficulty of obtaining it from the companies which do not have incentives to provide such sensible information. Logically, the next step of the research should be a practical application of the listed methods, a test of the presented hypotheses, and a&n evaluation of the obtained results with the accent on the quality of risk indicators, data demands, utility and complexity of the methods" practical application.
